Filing an Uber Accident Claim – Everything You Need to Know


Uber is one of the best inventions in the 21st century. The opportunity for citizens to use their vehicles as rideshare transportation is innovative and efficient. Rideshare companies like Lyft and Uber have taken the world by storm in the last few years, but not everything associated with these companies is sunshine and roses.

Accidents happen all the time. Accidents are especially common in Uber and Lyft because their employees drive all the time. Uber predicted that this would be a problem and purchased some pretty extensive driver insurance for all of its employees.

Consequently, if you are in an accident while you are taking an Uber, the insurance covers the cost of your injuries, but you have to prove it.

Uber and their insurance companies don’t want to have to pay for your accident, so they will do everything in their power to avoid a payout. But there are so many questions surrounding an Uber accident as well. Will you even win the claim in court? What even constitutes grounds for making a claim? How do you select a lawyer to help you with your claim? Is the value of an Uber claim even worth the court costs?

We are glad you asked! This article explains the process of an Uber accident lawsuit. It covers the basics of what you should do after an accident to finding a good lawyer and building a strong case.

In the end, you should be able to tell whether or not your case is worthwhile to file an Uber accident lawsuit.

What to do after an Uber Accident

Accidents are pretty traumatic. We hope they don’t happen, but accidents are inevitable. As a result, we have compiled a list of what steps you should consider if you got injured in the event.

Get Medical Attention

After being in an accident on the road, you should go to a doctor and request a thorough medical examination as soon as possible. Sometimes the injuries from a car accident are obvious and require immediate, urgent medical attention. In other cases, the injuries are not immediately present and may develop over time.

It is why it’s important to seek medical attention regardless of how you feel after the accident. A doctor can provide a thorough examination and make sure nothing affected your body or mind.

Sometimes people don’t go to a doctor because they don’t feel hurt or concerned about how they will afford the medical costs. Your health comes first, and you should take whatever means necessary.

If medical bills do begin to pile up, you can seek compensation for the damages through an Uber accident lawsuit.

Don’t Accept Any Settlements

Settlements are one of the biggest ways the Uber insurance companies try to get out of paying extra expenses. If you take a settlement before calling a lawyer, there is very little that can get done after the fact.

Therefore, if you suffer long-term injuries that may require medical attention and additional expenses down the road, you will not receive adequate compensation for the damages. Don’t give in to the “money now” offer, and instead call up a lawyer.

Stay Away From Social Media

We all have Facebook, right? But social media might be the worst possible place to post photos or accident info if you want to file an accident claim. Insurance companies will check your social media accounts 9 times out of 10.

If the insurance company feels like they can use something that you posted about the accident on social media against you, they will. We recommend you keep off of social media until the accident case is resolved.

Get in Touch with a Lawyer

We cannot say this enough! It is also important to contact a lawyer as soon as possible. An accident is very traumatizing to both your physical and mental well-being. A lawyer will work with the insurance company to get the compensation you deserve while you focus on a full recovery.

Examples of Uber Accident Settlements

Example 1:

A man and woman hailed an Uber in Miami in 2015 after finishing up at a medical conference. Unfortunately, the Uber driver crashed the vehicle on the way out of the parking lot. The man suffered a fractured leg, but his wife got diagnosed with a brain injury that would limit her future work. She never had the opportunity to work in her field again.

SOLUTION: The victims must work with a lawyer immediately after the accident to get fair compensation. The long term effects of brain injuries were likely not known at the time of the accident; however, working with a lawyer and getting a thorough medical examination may have made a diagnosis sooner. Therefore, the payout of the Uber accident lawsuit should be higher since the situation will prevent the wife from ever working again.

Example 2:

An Uber driver hit a mother and her two children, killing the young daughter. It was the first lawsuit brought against Uber, and it forced them to purchase liability insurance for anytime a driver is using the app. The driver had just signed into the app, so a court in California ruled that it was Uber’s fault.

SOLUTION: You never know when Uber or the drivers it hires acted incorrectly or did something against the rules of their agreement. A seasoned lawyer can pick up on any discrepancies when Uber or the driver is at fault for your injuries.

There are other possibilities of court cases that involve Uber accident lawsuits. Each accident is different, and we understand that yours is going to be unique in many ways. That’s why contacting a law firm in the first place to start.

How Much Money Should I Expect?

Some Uber accident settlements have awarded millions of dollars to victims. The liability insurance of Uber is a pretty extensive policy, so a million dollars isn’t out of the question. However, receiving that much is absolutely going to be a battle in court.

Consequently, you need to make sure you handle all the steps in the Uber accident lawsuit correctly. Staying off of social media, going to a hospital, and not accepting any settlements are just a few of the ways you can try to maximize your payout.

Contacting a reputable law firm following an Uber accident is the best way to receive a favorable outcome in the courts. Please do not hesitate to reach out to a lawyer as most firms offer a free, zero commitment, initial consultation.

Don’t Trust Insurance Companies

Major corporations like Uber do get held responsible and liable when it comes to accidents that cause victims harm. However, you can expect a significant amount of resistance if you go up against a major company like Uber. The company isn’t that concerned with your quality of life or future losses. Rather, they are focused on their bottom line.

Uber demonstrates their lack of caring and understanding by offering victims settlements that are quite a bit lower than they deserve for damages. Most victims fail to understand the correct amount of compensation they should receive for damages. The initial offer that a company like Uber may send out is usually far lower than you deserve, even if the money looks enticing just to agree and sign.

It is exactly what a shady insurance company wants you to do, and it happens with Uber accidents as well. Therefore, you need to protect yourself by having a lawyer with experience, not only dealing with injury claims but claims filed against big companies.

How do I Determine the Value of My Damages?

It is relatively difficult to take a quick look at an Uber accident lawsuit and put an accurate figure to your damages. There are several factors that most likely apply to your situation. Speaking with a qualified lawyer, consulting doctors about your injuries, and other procedures can help you receive compensation fair to your damages.

How Bad is Your Injury?

It is vital to get medical treatment as soon as possible after your accident so that your injuries get documented promptly. One of the biggest factors in an injury lawsuit is determining what designates a fair amount of compensation for your injuries.

You can get compensated for several types of damages (more information, below), so don’t sell yourself short. A lawyer can help you reach a number, but only after all the evidence and circumstances of the case are made known.

The most important thing is to seek medical treatment as soon as possible. If you put off the injuries and don’t see a doctor for weeks or months after the injuries occurred, the insurance provider associated with Uber could claim the injuries were sustained in the accident, but elsewhere.

Medical Costs: Current and Future

Severe Uber accident injuries are going to land you with high medical costs and unwanted bills in the future. Here are some examples of medical costs that you can potentially receive compensation for through an Uber accident lawsuit:

  • Emergency room care
  • Surgery/Procedures
  • Overnight Hospital Stay
  • Physical Therapy/Rehabilitation
  • Prescriptions, Equipment, or Other
  • Care for an Acquired Disability
  • Any Possible Economic Damages

There might be some out-of-pocket expenses that you have to cough up due to the accident. These would include losing wages from missed time at work. If you have a permanent disability, you can sometimes claim loss of future earning ability too.

It is something you want to look at when you call your lawyer, and your law professionals will ask you a bunch of questions in order to correctly understand everything that happened in the situation.

Other Damages

Are you experiencing severe pain, anguish, mental despair, or other quality of life losses due to the accident? A skilled law team takes those into account as well.

Some things you might not even realize are potential future problems, but a good lawyer can also factor in these assessments into the value of your damages.

One of the biggest mistakes victims of car accidents make is initially feeling fine directly after the accident, yet several months or years down the road are experiencing chronic problems as a result of the accident.

By then, it is too late to try and receive fair compensation, so quick action is important. You should speak to a doctor first, followed shortly by a lawyer if you think Uber is responsible for your injuries.

You might feel fine and lack any visible medical injuries, but that doesn’t mean they could arise later on down the road. Psychological damage and quality of life loss often follow traumatic accidents. It is why you need to talk to a professional.

Available Commercial Insurance

The final thing to take into account is the insurance policy itself. Uber’s insurance policy is limited based on each accident. A good example of this is how many people are in the car. If there were just a driver, the insurance policy would have a cap, but if he were driving a passenger, the insurance policy would change.

Contacting an Uber Lawyer

People are always asking, “Why should I contact a lawyer regarding my Uber accident?”

First off, the lawyer knows the exact laws and regulations detailed in your state. The Uber requirements and insurance policies are different in California compared to Florida. It is necessary to have the experience that a professional law firm offers.

Here are some other things that an injury claim lawyer will do for your case:

  • Manage all of the information like paperwork, phone calls, and financial information.
  • Communicate with Uber’s insurance company. Dealing directly with these companies is a pain, but a lawyer will take the handle all these conversations on your behalf.
  • Fight in court for a settlement from Uber that is fair and correct.
  • File a lawsuit, and if needed, represent you in the process of litigation.
  • Help you obtain and prove evidence of fault and liability in the Uber accident.
  • Talk to notable persons such as eyewitnesses and experts.

A lawyer is going to sit down with you and discuss what happened. A good lawyer will not only learn about your injuries but put a value to it in terms of the compensation you deserve to receive.

The stress that comes with an accident isn’t something you need to deal with on your own, and lawyers lighten that burden by taking all of the tough financial and legal work out of your hands.

Should I File an Uber Settlement?

Yes, you should. But only after speaking to a qualified lawyer about your legal rights and determining if you have a valid case.

If you have been injured in an Uber accident, the most important thing to do is to seek medical attention. The second is to talk to a qualified lawyer.

Uber doesn’t want to slow down anytime soon. More and more people are riding or signing up to drive, which means more and more accidents may occur on the roads. While it is an innovative company, it should still have a responsibility and financial burden for injuries that get caused by using its services.